Built for life after service

Loans built for life after service.

Compare personal loans from lenders who count your VA disability compensation and military retirement pay as income. Soft-pull check — no impact to your credit.

Check your options in 2 minutes

Not a VA loan or VA benefit · Unsecured personal loans only

No credit impact

Soft pull to check

Comp income welcome

VA disability & retirement

50+ lenders

Compare real offers

Funds in days

Once you are approved

Compare rates from lenders like

What do you need funding for?

Pick a purpose to see personalized options

Consolidate my debts

Combine several payments into one fixed monthly bill

Home & accessibility updates

Repairs, ramps, walk-in tubs, and aging-in-place projects

Medical or dental

Cover out-of-pocket bills and family health costs

Vehicle

Buy, refinance, or repair a reliable vehicle

Something else

Start with your goal and we will help from there

Checking your rate won't affect your credit score.

How it works

Three steps, no documents to start

Tell us your goal

Pick what the loan is for. It takes about 30 seconds and no documents to start.

Compare offers

See rates from lenders who understand fixed compensation income. Soft pull only — no credit impact, no obligation.

Choose what fits

Review APR, monthly payment, term, and fees, then move forward only if the numbers work on your budget.

From veterans like you

Why post-service borrowers start here

“Most lenders did not know what to do with my VA disability compensation. Here, it counted as income and I could actually compare real offers.”

Daniel P.

U.S. Army, Retired — Service-connected disability

“I am on a fixed pension now. I wanted one predictable payment instead of three cards. The soft check let me look without touching my credit.”

Rosa M.

U.S. Air Force, Retired E-8

“Separated in 2023 and still rebuilding. They showed me what I could qualify for without the runaround other sites gave me.”

Marcus T.

U.S. Marine Corps Veteran

Common questions

Do lenders count VA disability or military retirement as income?

Often, yes. Lenders in this network may consider VA disability compensation, military retirement pay, and pension income when reviewing your options. Eligibility, rates, and amounts still depend on the lender and your overall credit profile — nothing is guaranteed.

Will checking my options affect my credit score?

No. Checking uses a soft credit pull, which does not affect your credit score. A hard inquiry only happens later if you choose to continue with a lender and submit a full application.

Is this a VA loan or a VA benefit?

No. After Service Loans is not a lender and is not affiliated with the U.S. Department of Veterans Affairs, the Department of Defense, or any government agency. These are unsecured personal loans from private lenders — not a VA loan, not a VA benefit, and not a substitute for any benefit you have earned.

Is this only for retired or disabled veterans?

No. It is built with post-service veterans in mind — separated, retired, and disabled — but any veteran can compare options. The focus is on lenders who understand veteran income, not on a single rank or status.

What can I use a personal loan for?

Common uses include consolidating debt into one payment, home and accessibility projects, medical or dental costs, and vehicles. You choose the purpose when you start.

You served. See what you qualify for.

No credit impact. No obligation. Compare options in about 2 minutes.